CardMaster
Turn 3+ credit cards into a simple rewards plan.
Link your accounts to track points earned and missed, welcome bonus progress, and annual-fee ROI — then get a simple plan for what card to use next.
Built for people managing 3+ credit cards who want a clear rewards plan — without spreadsheets.
Designed for rewards optimizers.
Designed for people to optimize points, cash back, and travel rewards.
Know your reward from transactions
Track points earned (and missed) from your real transactions.
Annual fee ROI
Know which cards to keep — and which to downgrade.
Welcome bonus tracker
Track remaining spend, deadline, and next best actions so you can finish signup bonuses on time without overspending.
AI big-purchase plan
AI that gives you a plan, not just an answer. Planning a big expense (flight, laptop, furniture, wedding, etc.)
Output includes which card to use, how much to spend, by when, and estimated points or cash back earned.
Who it’s for
You have 3+ credit cards
You’re optimizing points, cash back, or travel rewards
You want clarity on welcome bonuses and annual fees
You’re tired of spreadsheets and missed categories
You want an app that explains what happened → why it matters → what to do next
AI big-purchase plan
AI that gives you a plan, not just an answer.
Buying a laptop, booking flights, or planning a big expense? CardMaster creates a simple spending plan to maximize points and hit bonuses faster.
Output includes: which card, how much to spend, by when, and expected points gained.
How It Works
1. Link your accounts
Sync transactions & balances for accurate reward math.
2. See what you earned (and missed)
Exact points by card, category, and merchant.
3. Get a monthly plan
Bonus progress + annual-fee ROI + next best actions.
4. Use the right card automatically
Reminders before you swipe—so you don’t miss multipliers.
Why we’re different
Most apps tell you what card to use. CardMaster tells you what happened — and what to do next.
What happened:
exact points earned + missed rewards
Why it matters:
how much value you lost
What to do next:
a plan (bonus, categories, timing)
We’re onboarding a small beta group now. Join for early access + founding-member pricing.
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CardMaster Made by CT Method Venture®
1) What does CardMaster do?
CardMaster is an AI credit card rewards optimizer that tracks points, welcome bonuses, and annual-fee ROI, then recommends what to do next.
2) Who is CardMaster for?
People with 3+ credit cards optimizing points, cash back, or travel rewards — especially if you’re tracking categories and bonuses across multiple cards.
3) Does CardMaster tell me which card to use?
Yes — but more importantly, it explains what happened in your transactions, why it matters, and how to improve future rewards.
4) Can CardMaster track welcome bonuses?
Yes. It tracks bonus progress, remaining spend, deadlines, and suggested next steps to hit the bonus faster.
5) Can CardMaster help with annual fee decisions?
Yes. It estimates annual-fee ROI based on real usage so you can decide whether to keep, downgrade, or cancel.
6) What is the AI big-purchase plan?
A step-by-step plan showing which card(s) to use, how much to spend, and by when — with estimated points/cash back earned.
7) Do I need to use spreadsheets?
No — CardMaster is designed to replace manual tracking and category spreadsheets.
8) Is my data safe?
Add a short trust line that matches your actual setup (don’t overclaim). Example: “We use encrypted connections and follow least-access principles. See our Privacy Policy.”